Ways to use this calculator
- Estimate how a monthly contribution plan grows over 15 years.
- Compare start-of-month and end-of-month contribution timing.
SIP Calculator
Enter an optional starting amount, monthly contribution, annual return rate, and investment period to estimate how a SIP-style plan could grow. You can also choose whether contributions happen at the start or end of each month.
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Model the scenario while it is still editable.
Change any input, compare the result, and keep the decision separate from the calculation.
A useful number still needs context.
Review the scenario, understand the assumptions, and compare nearby calculations before acting.
What does SIP mean here?
SIP stands for Systematic Investment Plan, a pattern where you invest a fixed amount on a recurring schedule.
Does this guarantee future returns?
No. This calculator uses a fixed return assumption for illustration only.
Is this financial advice?
No. This is a reference calculator only. Results are for informational purposes and do not constitute investment or financial advice.